20 Search Results for "quite stankable"

• Statistics Reveal at Least Hal Statistics Reveal at Least Half the Foreclosures are Cured-Foreclosure Profitable to Banks

  • From: Harlan_Gray
  • Description:

    By Harlan Gray

    
    

     

    In most states, foreclosure is initiated after three payments have been missed.  In most states, the beginning of foreclosure is a document known as the notice of default.  It will be mailed to the property address, and often nailed to the door of the property as well.  In some states foreclosure is judicial – meaning the process has to go through the courts, in other states foreclosure is non-judicial and can be done through a trustee, such as a title company or a foreclosure specialist company.  Then there are some states that allow for either method. 

    Traditionally, the foreclosure process has taken approximately 90 days to complete, and it is completed by the bank auctioning off the home, usually at the county courthouse or curing the default.  If nobody buys the home, the lender will buy the home back and then place it with a real estate agent to be sold.  Sometimes homeowners think that if nobody bought the property, then it didn’t get sold and it is still theirs.  This is not the case in at least 95% of the auctions.  Once the lender buys it, the home is his and the homeowner will have to vacate the property, normally within 30 days. 

    Today, homeowners have opportunities available to them to stop the bank’s attempts to foreclose on him or her before the home is auctioned off.  Tila Solutions is able to help homeowners who contact them before the home is auctioned off.

    It is important to know that the homeowner does not have to leave his home at the beginning of the foreclosure process.  And the homeowner still has time to stop foreclosure and save his home. But, also understand that the lender will not accept any payments from him except for the full default amount.  The default amount is the total amount of missed payments, plus all fees.

    Traditionally, paying the full default amount, which always includes fees and penalties and other “additional costs” – often marked up to create more profit for the lender, is known as curing the default.  If the homeowner cures the default any time before the auction date on the property then he is not going to lose his home.  It is estimated still that at least 50% of the homeowners manage to cure their defaults.  This is one reason why lenders would prefer to use the foreclosure process to make money instead of give a homeowner a loan mod.  However, statistics are also showing that these homeowners who cured the default normally end up back in foreclosure in very short order. 

    Tila Solutions receives countless calls and emails from people every day desperately trying to save their homes.  There have even been reports of people committing suicide because they could not stop foreclosure.  They call Tila because they need help.  Real Help – not false hope.

    Lender Lies & Deceit

    In any given month Tila Solutions receives countless calls from people that they can no longer help.  These are the people who were told by their lenders that they did not need to worry about the foreclosure, because they were “under review” for a loan mod, and the homeowners actually believed the bank.  Then somehow the auction date or denial letter didn’t arrive at the property address or in the mail, and the homeowner learned that either a) his home was going to be sold in the next couple of days or day, or b) his home was already sold at auction.

    Tila Solutions is an audit company.  They conduct forensic loan audits and help people locate the federal laws that were violated by the banks when the loan was issued. They use the results of these audits to help people save their homes and get the loan mods the banks refused to give previously.  But they can only help IF the home has not been auctioned off! 

    These days, the lenders have the goal of cleaning up their books, turning a profit, and making more money (actually the same goals the banks have always had – cut the losses and turn a profit). Banks determine where they will see the best return on the money they loaned, and sadly, you are not it.  Now that means auction off your home, and make money elsewhere, and that is what has been happening to the masses.  

     It is always the same story:  You, the homeowner, were lied to when you were given the loan: it wasn’t a good loan worked out in your best interest, it was a predatory loan that is now consuming you, but has made money hand-over-fist for the lender.  Now you are being told there just seems to be no way possible to qualify for a loan modification and lower their monthly payment, or worse yet, that you are under review and not to worry about the auction date.

    Until Tila Solutions conducts the Forensic Loan Review and finds the crimes that the banker is guilty of, you will continue to be lied to, and either cure the default, only to end up in foreclosure at a later date, or just lose your home.

    It’s a story we are all quite familiar with now:  somehow, that poor family, sitting in foreclosure does not make enough money to pay a smaller monthly payment, so the bank refuses to do the loan modification.  Of course they will also continue demanding the higher monthly payment or you lose your home to foreclosure. 

     

    Stopping the Bank Scam

     

    Homeowners just don’t realize that the bank will tell them lies.  It will tell them that they are getting a loan mod and then it will auction off their home.  If any other company operated this way they would be shut down rapidly and prosecuted!  But the banks have billions of dollars and they are getting away with it.  If homeowners do not have somebody on their side, and keep listening to the bank lies, they will be another statistic of the bank scams.

    When Tila Solutions comes on the scene, foreclosure is stopped, banker crimes are found and exposed, and lower monthly payments (and often principal balance reductions too!) are gotten.

    Tila Solutions uses the power you have always had to protect you:  TILA, HOEPA, RESPA, ECOA.  These are the laws that protect borrowers and prevent them from having their lives destroyed through the predatory acts of unscrupulous lenders and bankers who would use them for their own profit. 

    Borrowers have so much power and strength when they know their rights and use these laws.  Tila Solutions helps them do this. 

    Banks are not above the law, but will try to operate as if they are.  You don’t have to take that anymore!  A Tila Solutions Consultant is available for people by telephone at 1- 307—459—0232.  Or you can visit the Tila Solutions website at www.tilasolutions.com.  They will help you and your family.  They are on your side.

    Tags: loan mod, loan modification, foreclose, foreclosure, Tila Solutions, Tila, loan, audit, fraud, forensic loan audit, predatory loan, notice of default

     

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  • 6 days ago
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• Debt Clock New York Debt Clock New York

  • From: willykelly
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  • 2 months ago
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• What Is Charged Off Debt What Is Charged Off Debt

  • From: willykelly
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• Richmond Payday Advance Richmond Payday Advance

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  • 3 months ago
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  • 3 months ago
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• Your Brain on Music Your Brain on Music

  • From: yummytork
  • Description:

    Human nature plays a large part in whether or not person decide to make a purchase. Studying all the financial resources is important as well as meeting their desires. Consumer satisfaction is likely going to win over anything else. Time and time again business has used psychology along with music theory to fuel desires. Products promoted will likely be able to satisfy the shopper. Melodic persuasions will draw people in to try something new or even reinforce something old and familiar. Big business knows this and that is why they keep promoting well known products and refresh the ads with new tunes. The tone is set for productivity when music is played in the workplace. Often desks have radios or workers sporting portable music devices. The subconscious is played to and soothed, allowing for the mind to focus on the task at hand. Music theory comes into play as the tonal influence takes a melodic play for success. there is nothing quite like it. In a factory setting music may preferably be upbeat with a good rhythm. Importantly enough the music also must be harmonious for safety reasons. While once frowned upon - more businesses are allowing music as the psychological effects turn into prosperity. When business promotions occur and products marketed the importance of music choice cannot be stressed enough. The psychological effects on decision making influence is greatly steeped in music theory. Businesses may go so far as hiring a well known band to represent products. The choice of music that promotes sales and sets that memory in motion is important. When the tune plays in the minds the memory recalls the recent experience that went with that tune. Even after the presentation is the tunes played can bring back psychological recall of feelings associated with the sounds. The memory of the business experience will still be intact. What is most amazing about the affects on the psyche of the consumer is that the rationale to choose is greatly affected by advertisements. Even if the savings would be better for another brand it doesn't matter most of the time. Once again music theory comes into play as the foundation for greater sales. And while the results are not going to be across the board they are going to be phenomenal. Possibly this could be the future for people wanting to get into the business world. Classes is music theory may become just the the right mix with courses on business. Bjorn Bringhorman is a professional author who specializes in blink 182 music and blink182 music

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  • 1 year ago
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• AFTERTHOUGHTS; Election 2008 ( AFTERTHOUGHTS; Election 2008 (Part 2)

  • From: doulos4jesus
  • Description:

    Daniel 4 is esteemed by teachers to say that God will allow certain leaders to come to power when a nation fails to revere him, turning each to their own ways. Some teachers are saying a time of judgment is at hand, that our necks are stiff and hearts are turned inward and what has been happening politically and economically is a reaping. Many teachers say it has just started. Beware the false prophets as of old who declared peace, blessings and riches when a nation’s majority is clearly rebellious against morality and righteousness!

    November 6, 2008
    
    I feel certain that many in my stream of the Church want a statement from me concerning Tuesday's presidential election. I will be frank in my remarks but I do not, however, intend to vent anger or attack anyone. I have read several statements from friends and colleagues I respect very much.
    Their thoughts are well stated and, for the most part, insightful.  None of them, however, seem to want to say some things that I believe need to be said. I do not claim infallibility or to have the final word, but my convictions run deep and I believe I bear a God-given responsibility to share them.
    
    Was This God's Will?
    Was what happened Tuesday God's will?  I am quite confident it was not.  America was offered a very clear choice between moving further toward protecting the unborn or further away; between a Supreme Court that would move toward honoring God, life and morality or away from it.  The stakes couldn't have been higher nor the cost greater. As a nation we put on blinders concerning Barak Obama's background, associations, beliefs and practices, and set these causes back years, possibly decades. 
    And in doing so we took another step away from God and His plans for America, and another step toward judgment.
    
    Judgment Will Increase
    
    This is not a fire and brimstone warning from an angry, legalistic preacher.  In fact, I feel more sadness and grief than anything else.
    Perhaps I feel what Jesus felt as He wept for Jerusalem while announcing its judgment. I am not hoping for judgment; I am saying it is inevitable. I don't know where the unbiblical belief comes from that says a nation can live any way it pleases, can reject God and His ways-even mock Him-and not receive His judgments.  Nor do I know when the belief came that it is always mean-spirited or judgmental to warn of these things.  To the contrary, I believe it is our responsibility. 
    In warning of judgment, I am not suggesting that God is going to intentially and directly hurt people.  Much judgment is simply the absence of God's protection and provision, caused by a rejection of His laws and ways.  We have been experiencing some forms of judgment in America for years, but God in His incredible patience and mercy has kept us from the level we've deserved.  I believe this will change to a degree and judgment will now
    increase:
    * For those in the Church who aligned themselves with pro-abortion forces, I believe judgment will result.
    * For leaders in the Body of Christ who refused to take a stand for fear of losing people, money, and tax-exempt status-I believe there will be a degree of judgment.
    * For those, both within the Church and without, who voted money over morality-a potential raise or better health insurance over the life of a baby-there will be judgment. (The irony is that this decision to base one's vote on the hopes of a better economy won't produce the hoped for result anyway. The scriptures teach that it is righteousness which exalts a nation and that the nation is blessed whose God is the Lord.)
    
    I have heard the argument that God cares as much about social justice issues (such as poverty and racism) as He does abortion, making a vote for Obama OK.  I certainly believe God puts a very high priority on caring for the poor and I, too, have wanted to see equality demonstrated through a "minority" president. But to equate having a better income or the desire for a first black president, regardless of his positions on abortion and morality, to the issue of killing 50 million babies is not justice-it is a gross distortion of justice and great deception. I fear that we have been desensitized to this issue of abortion.  I believe it kills babies and takes innocent life.  I also believe it is blood sacrifice that empowers demons. Let's not forget this in our noble attempts to be kind and conciliatory.
    For African Americans I can easily see how it could bring healing to have a first black president, just as it would be for Native Americans to achieve this or for women if a woman were elected president.  Again, I have wanted to see justice in this way.  I am only saddened that the price for this healing ended up being Barak Obama, a man that will set the cause of life and, most-likely, our God-given destiny as a nation back so drastically. (I also realize there are some who interpret any criticism of Obama as racism. Racism is so NOT what I am about nor what I live, that I will not even dignify any such accusations with a response.)
    
    What Can We Expect?
    What are some of the judgments we can expect on our nation from this election?
    * More economic woes
    * More violence in an already violent nation
    * Disease and death (satan, who is responsible for these things will have greater inroads to our nation.)
    * Natural disasters (weather-tornadoes, hurricanes, floods, drought; fires; earthquakes; etc.)
    * Terrorism (they will fear us much less now)
    * War, perhaps on our own soil
    * Judgments relating to the Court. The stacking of the Supreme Court against the sanctity of life and God's influence on America will occur, which will in turn cause the shedding of more innocent blood, more rejection of God's laws and the stealing from us of our godly heritage-all of which will perpetuate a cycle of even more judgment.
    
    How Did This Happen?
    
    I've been asked if this could have been averted had there been more prayer.  I'm not sure. I believe there was a remnant of Christians fervently praying over these elections-I don't think there was anything more they could have done. Others, obviously, should have done more.  The complacency and lack of discernment concerning our real condition in America-especially by the Church-is both appalling and horrifying.  America is in serious trouble and it seems no one wants to say it.  Fewer still are willing to do anything to change it. 
    Though I understand our reasons, we must be careful in our attempts to placate our feelings and calm our fears through religious phrases like "God is still on the throne" or "God has a plan".  He was on His throne 35 years and 50 million babies ago.  And He had a plan back then.  The problem is, it was us.  I understand our reasons for waving high the banner of God's sovereignty at times like these-it gives us hope.  I will wave it, as well.
    But please be careful with this. Too much emphasis on God's sovereignty and we're worthless; too little and we're hopeless.  Maybe we should say, "we lost a critical battle but God will give us strategy to win the war." Then find the strategy.
    But still yet, since God is usually willing to work through a remnant, I thought we had enough prayer. Obviously, God decided otherwise.  There comes a time when He will not forgive or bless the majority based on the prayers or actions of only a few.  America rejected God and asked for a king; I believe we now have our Saul (see 1 Samuel 8:5-7)-a man who does not have God's heart for America but his own. Like Israel in scripture, our nation believes it can turn from God and still be blessed.  In His mercy and justice He will show us otherwise. 
    Like many, believing I had many promises and confirmations that God would "grace" us with a pro-life president in this election, I failed to consider strongly enough that all promises-even scripture-are conditional 99.9% of the time. Though I never prophesied or made guarantees that McCain-Palin would win, failing to factor this principle in strongly enough no doubt caused me to share my optimism with others inappropriately. If this caused any harm or confusion, I apologize.
    Has the fact that my prayers weren't answered shaken my faith? No. I'm a little confused and discouraged. I'm also somewhat angry at the nation in general and much of the Church. Mostly I'm grieving over the nation and what this will cost us. I am not, however, angry with God and do not question His justice. And it is not true that we wasted our time, energy and money in our efforts anymore than it is a waste when we share the gospel with people who don't get saved.  We must keep in the forefront of our thinking the fact that ultimately we are doing this for Him and that He will reward us for our faithfulness.  And who knows, perhaps He will store up all those prayers for the next battle (Revelation 5:8, 8:3-5).
    
    A friend and fellow warrior said it well:
    "We did 'give it our all.' I know the Lord was pleased with that. A coach wants to know one thing at the end of a heartbreaking sports loss: 'Did you leave it all on the field?' (your passion, your commitment, your strength, your courage, etc.) I know that we 'left it all on the field.' We didn't hold anything back until the game ended. Tragically, it ended in defeat. We will rise for another day because Jesus is worthy."
    
    Where Do We Go from Here?
    Does this election outcome shake my faith that we can see a great awakening and ultimately reformation in America? Absolutely not (and it strengthens my resolve).  We will simply get there through greater pain and loss.  Even my passion to see the Supreme Court shift is not from a presupposition that there can be no spiritual awakening without it.  It is simply due to my deep conviction that their decisions bring so much death, destruction, curses and judgment to America; and because our full destiny as a nation is unquestionably linked to their decisions. So, yes, we will get an awakening and reformation; but the reality is that this reformation of the nation will reform the Supreme Court (and government, in general), not vice-versa.  My faith has never been in people or a political party; my faith is in the God who works through them.
    I've been asked if my feelings about Sarah Palin have changed.  They have not. I believe she is an Esther, a Deborah, with a huge mantle from God for reformation. God has a great destiny for her related to this nation if she chooses to continue down this path. 
    So, in conclusion, we must re-group as an apostolic, praying church and advance.  We must maintain an immovable faith in God, His plans for America and His mercy.  And we must move beyond simply asking God for a spiritual awakening and ask Him for strategy to produce reformation, as well.  I, for one, am just getting started!
    
    For God and this great nation,
    Dutch Sheets

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  • 2 years ago
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• Re: Should traveling Ministers Re: Should traveling Ministers, Pastors, Musicians, etc. get paid? The Gospel is suppose to free

  • From: soley4christ
  • Description:

    This is an issue that has been bothering me for quite some time, personally i think that these people need to get paid as the need income- they need to feed their families, pay the bills etc aslo if we dont pay time how are they going to buy the equipment they need to minister the gospel, if we dont pay them how are the going to pay for transportation.

    so in that sense they should get paid , however there are some people who are gettin pay far to much and thats when this issue becomes a major

  • 2 years ago
  • Views: 0
  • Forum: 24 Gospel F...

• msvickie

  • Views: 277
  • Since: 2 years ago

• Changes are Coming! Changes are Coming!

  • From: kscarlett
  • Description:

    There are some changes about to hit the music world soon and we want you to be the first to know. On June 1st, one of the more unique and edgier albums to hit the streets will drop.

    So what does this mean for you?

    Well, most importantly, you'll be able to download the entire project for free for a limited-time. You'll be able to access ringtones, photos and wall-paper; all for free and only for a limited time window.. Just keep your eyes open and watching not only your e-mail, but also checking the website:
    

    http://pduble.bravehost.com

    ...for more information.
    

    This is all in celebration of an album project more than a year in the making and what may be the final release from a veteran MC who has been spreading the gospel for more than 15 years. P-Duble's newest full-length release, titled: "If I Die..." is all set and ready to drop.. This Christian rap project is hard and rolls with a significant edge with a strong foundation in the scripture. Easy, right? Wrong! With many hours of writing, rewriting, recording, rerecording, etc....the project is strapped for those caught deep in the street game and may just be one of the edgier and harder Christian rap projects to have been released since the early 1990's releases from S. S. Mob, the CMC's and the Gospel Gangsters.
    

    This project includes 20 tracks and features cameos from the likes of Bridget Winterman, T-Huzzie, Ty Wills, Heavyweight, BW + LX, Mims and Luppy. Produced by the Kaulipepper Klik and co-produced by Quite Stankable Productions in conjunction with Stay Beat Music, the tracks are not only bangin', but the hooks are catchy and the delivery is on-point and constructed. This new release is not for the faint of heart, as it delves deep into subject matter than many turn their heads away from and may not even know exists, especially existing for the those whom have been saved by the Grace of Jesus Christ.
    

    We're really excited about the changes that we feel the Lord is planning to bring with this new project and we hope you are too. Remember, the Lord works in mysterious ways and even those trapped in the deepest of the concrete jungles need to hear the gospel and in a way they can relate to.

    In Him,

    
    

    Keith Scarlett

    P-Duble and the entire Pike Street Music ministry team

  • Blog post
  • 2 years ago
  • Views: 139
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• kscarlett

  • Views: 257
  • Since: 2 years ago

• A New Renaissance Era...A New A New Renaissance Era...A New Sound is Being Released

  • From: Darrian4Thirstysoul
  • Description:

    It was during the last 30 minutes of theCall Nashville - a man came onto the podium and begin to explain some things relative to a period of time when the Church had gone thru a “Dark Age”. I remember studying this in college or something. The speaker then begin to explain how God brought the church out of this dark time period. He said that God used the “arts” whether it was music, sculpture, painting, science etc. The man then begin to explain that the word and spirit of God was catapulted into these different forms of art and what emerged from this, was a new era - it was called the Renaissance Era.

    The man then begin to pray and declare that the church, especially the church in the West is going through a similar dark age, we know this by the divorce rate in the church, the abortion issue, the recent exposing of sexual immorality among leadership in the church and while he was praying I begin to see what I knew to be stars and sense the space atmosphere and I felt like I was beholding the galaxies of the universe. I was puzzled, but I knew that this vision had something to do with what this man was saying regarding the renaissance. I continued to see and sense light, stars, sounds and colors. Everything appeared to look the same in terms of visual forms of everything, however the physical compositions of took on the composition of the atmosphere and star, it would be like looking at a cloud from the land, only to see it from a plane’s perspective and finding out that the cloud properties actually appear to you much different, and that you could easily fly right through it. Well that’s how everything was…visually everything remained true to form, but in terms of the physcial makeup - everything changed! I could see the stars and galaxies and sound and lights mixed into everyones skin and faces. The sky was part of their skin etc…you get my point?

    Afterwards I shared with very close fathers in the Lord this whole idea of “renaissance” and the arts and found out that Francis Schaeffer the great man of God who literally predicted a lot of the travesties and downfalls we’re seeing now - i.e.) abortion, decline of classical learning, humanism nearly 25 yrs ago, had discipled Jay Grimstead, who is a father in the Lord to my pastor and Bishop, Wellington Boone so one of them said, “Darrian you need to read a book by Francis Schaffer ” they couldn’t remember which book it was that Francis had written, but said from the direction that they saw God leading me in, that the book would help me, in terms of providing a greater understanding of where and what part creative arts played, from a historical biblical perspective, in todays modern Church and world.

    I will conclude with this, as the man completed his prayer and declaration (and I’m paraphrasing) he prophesied that this is the generation of artist, (not exclusively musicians neither), but whether your skill is in theater, economics, government, science or technology, whatever, your “skill-set” is… God is breathing again in you a creativenessto introduce, design and compose to a generation a new era of holiness, purity and integrity in the skill God has given you. No longer will God’s children becomemesmerizedby thetheatrics of the world. Quite the contrary, these are the days that you will say to the world as Paul said “Follow me as I follow Christ” or said another way “Act like me as I act like Christ”. The script has flipped and now we are the Artist and the world is the audience.

    Bless you friends and stay thirsty…

  • Blog post
  • 3 years ago
  • Views: 168
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