1096 Search Results for "United States"

• Kit Car Insurance Texas Kit Car Insurance Texas

  • From: orvillemcelroy
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  • 3 hours ago
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• Cars With Group 1 Insurance Cars With Group 1 Insurance

  • From: orvillemcelroy
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  • 4 hours ago
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• Farmers Bereau Auto Insurance Farmers Bereau Auto Insurance

  • From: orvillemcelroy
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  • 5 hours ago
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• Auto Insurance Company For Auto Insurance Company For

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  • 5 hours ago
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• The Praise & Power Remix The Praise & Power Remix

  • From: cipherkam
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    This is the Remix!

    These hot inspirational club,house,gospel inspired songs have been remixed by Kamal Imani and here's the promo video to go with it! You get to check out 2 songs and videos in one. Enjoy and be inspired!

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  • 2 days ago
  • Views: 5
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• Statistics Reveal at Least Hal Statistics Reveal at Least Half the Foreclosures are Cured-Foreclosure Profitable to Banks

  • From: Harlan_Gray
  • Description:

    By Harlan Gray

    
    

     

    In most states, foreclosure is initiated after three payments have been missed.  In most states, the beginning of foreclosure is a document known as the notice of default.  It will be mailed to the property address, and often nailed to the door of the property as well.  In some states foreclosure is judicial – meaning the process has to go through the courts, in other states foreclosure is non-judicial and can be done through a trustee, such as a title company or a foreclosure specialist company.  Then there are some states that allow for either method. 

    Traditionally, the foreclosure process has taken approximately 90 days to complete, and it is completed by the bank auctioning off the home, usually at the county courthouse or curing the default.  If nobody buys the home, the lender will buy the home back and then place it with a real estate agent to be sold.  Sometimes homeowners think that if nobody bought the property, then it didn’t get sold and it is still theirs.  This is not the case in at least 95% of the auctions.  Once the lender buys it, the home is his and the homeowner will have to vacate the property, normally within 30 days. 

    Today, homeowners have opportunities available to them to stop the bank’s attempts to foreclose on him or her before the home is auctioned off.  Tila Solutions is able to help homeowners who contact them before the home is auctioned off.

    It is important to know that the homeowner does not have to leave his home at the beginning of the foreclosure process.  And the homeowner still has time to stop foreclosure and save his home. But, also understand that the lender will not accept any payments from him except for the full default amount.  The default amount is the total amount of missed payments, plus all fees.

    Traditionally, paying the full default amount, which always includes fees and penalties and other “additional costs” – often marked up to create more profit for the lender, is known as curing the default.  If the homeowner cures the default any time before the auction date on the property then he is not going to lose his home.  It is estimated still that at least 50% of the homeowners manage to cure their defaults.  This is one reason why lenders would prefer to use the foreclosure process to make money instead of give a homeowner a loan mod.  However, statistics are also showing that these homeowners who cured the default normally end up back in foreclosure in very short order. 

    Tila Solutions receives countless calls and emails from people every day desperately trying to save their homes.  There have even been reports of people committing suicide because they could not stop foreclosure.  They call Tila because they need help.  Real Help – not false hope.

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    In any given month Tila Solutions receives countless calls from people that they can no longer help.  These are the people who were told by their lenders that they did not need to worry about the foreclosure, because they were “under review” for a loan mod, and the homeowners actually believed the bank.  Then somehow the auction date or denial letter didn’t arrive at the property address or in the mail, and the homeowner learned that either a) his home was going to be sold in the next couple of days or day, or b) his home was already sold at auction.

    Tila Solutions is an audit company.  They conduct forensic loan audits and help people locate the federal laws that were violated by the banks when the loan was issued. They use the results of these audits to help people save their homes and get the loan mods the banks refused to give previously.  But they can only help IF the home has not been auctioned off! 

    These days, the lenders have the goal of cleaning up their books, turning a profit, and making more money (actually the same goals the banks have always had – cut the losses and turn a profit). Banks determine where they will see the best return on the money they loaned, and sadly, you are not it.  Now that means auction off your home, and make money elsewhere, and that is what has been happening to the masses.  

     It is always the same story:  You, the homeowner, were lied to when you were given the loan: it wasn’t a good loan worked out in your best interest, it was a predatory loan that is now consuming you, but has made money hand-over-fist for the lender.  Now you are being told there just seems to be no way possible to qualify for a loan modification and lower their monthly payment, or worse yet, that you are under review and not to worry about the auction date.

    Until Tila Solutions conducts the Forensic Loan Review and finds the crimes that the banker is guilty of, you will continue to be lied to, and either cure the default, only to end up in foreclosure at a later date, or just lose your home.

    It’s a story we are all quite familiar with now:  somehow, that poor family, sitting in foreclosure does not make enough money to pay a smaller monthly payment, so the bank refuses to do the loan modification.  Of course they will also continue demanding the higher monthly payment or you lose your home to foreclosure. 

     

    Stopping the Bank Scam

     

    Homeowners just don’t realize that the bank will tell them lies.  It will tell them that they are getting a loan mod and then it will auction off their home.  If any other company operated this way they would be shut down rapidly and prosecuted!  But the banks have billions of dollars and they are getting away with it.  If homeowners do not have somebody on their side, and keep listening to the bank lies, they will be another statistic of the bank scams.

    When Tila Solutions comes on the scene, foreclosure is stopped, banker crimes are found and exposed, and lower monthly payments (and often principal balance reductions too!) are gotten.

    Tila Solutions uses the power you have always had to protect you:  TILA, HOEPA, RESPA, ECOA.  These are the laws that protect borrowers and prevent them from having their lives destroyed through the predatory acts of unscrupulous lenders and bankers who would use them for their own profit. 

    Borrowers have so much power and strength when they know their rights and use these laws.  Tila Solutions helps them do this. 

    Banks are not above the law, but will try to operate as if they are.  You don’t have to take that anymore!  A Tila Solutions Consultant is available for people by telephone at 1- 307—459—0232.  Or you can visit the Tila Solutions website at www.tilasolutions.com.  They will help you and your family.  They are on your side.

    Tags: loan mod, loan modification, foreclose, foreclosure, Tila Solutions, Tila, loan, audit, fraud, forensic loan audit, predatory loan, notice of default

     

  • Blog post
  • 5 days ago
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• Short Term Car Insurance Unite Short Term Car Insurance United States

  • From: rosalvashoemaker
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  • 5 days ago
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  • 5 days ago
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  • 6 days ago
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  • 6 days ago
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  • 6 days ago
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  • 6 days ago
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• Quit Playing With God Quit Playing With God

  • From: Saintdog
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    This Video is called Quit Playing With God. It is about people needing to get their lives right with God now, because he is on his way back.

  • 1 week ago
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• Forensic Loan Audits Save Home Forensic Loan Audits Save Homes

  • From: Anthony_Hayes
  • Description:

    Are you still wondering if you should trust the bank’s promise to give you that loan mod?  Are you still trying to decide if it is time you got a forensic loan audit?  No matter what, the facts speak for themselves.  What are the facts of your loan?  How can those facts help save your home? 

     

    Despite government intervention, people continue to churn and burn while desperately hoping for a Loan Mod, while thousands report abusive, deceiving, unfair and inept practices in the Loan Mod Departments.  Foreclosure statistics are still on the rise -- they are moving along seamlessly, however, those departments are adequately staffed.
    
    Lenders, bankers, news media – and even government officials warn you away from seeking professional services to help you save your financial life and your home. . .   Why?

     

    The clue lies here in a video recently released on the web – you probably saw it.  In summary, it states that IndyMac makes more money foreclosing, short selling, and collecting from the FDIC than they do modifying loans.

     

    Some allege that the deal has been made with other banks who bought out failing loans, such as Bank of America, Chase, and Wells Fargo too.  As news of the Goldman Sachs Investigation hits the papers (banks put people into failing loans purposely so they could clean up on the stock market when they failed).  Bankers scammed homeowners.

    
    Tila Solutions personnel hear from homeowners daily how they are being forced into foreclosure or short sale by their banks.  This strongly suggests that the findings in this video may have merit.
     
    The money is in foreclosure and short sales. Loan Mods are not profitable and the professionals that could and do help are often maligned. (Companies like Tila Solutions are cutting into the bank profits when they save homes).  It makes sense really because bankers are not in the business of helping people, they in the business of money-making.

     

    Tila Solutions is in the business of providing forensic loan audits, and helping homeowners save their homes. That’s got to wreck those bank profits in the foreclosure and short sale departments!
     
    But, how did we end up as a nation in foreclosure?  Who did it?  More importantly, who scammed you originally, and who is still scamming you now?  Read on.
     

    It started in the late 90’s:  a 1999 Orlando Sentinel article states, - In a move that could provide stronger consumer protections for more than 1 million new home buyers a year, the federal government plans to take a novel, get-tough approach with lenders: It's going to hold thousands of banks and mortgage companies directly responsible for the number of home buyers they finance who fall into default or foreclosure within the first 24 months after loan closing. (gotta wonder what the heck happened, don’t you?)
    
    Over the past decade estimates are as high as 80% of the loans issued by banks contain federal violations and are predatory loans.  Now there’s a huge contributing factor to escalating foreclosures and bankruptcies over the past five years!  (Tila Solutions has still not investigated a loan that did not contain numerous violations!)

     

    And how many banks issued predatory loans that they then collected that federal mortgage insurance on after they foreclosed on the homeowner (and so often the homeowner didn’t know he had been foreclosed upon – he thought he was getting a loan mod). Tila hears from and helps these homeowners every day.
     

    How about WaMu – once touted as the nation’s largest bank (they’re out of business now)

    Seattle Times reported in October of 2009, that the fallout from the 'biggest banking collapse in U.S. history shows no sign of ending soon.”  What fallout?  It’s all those lawsuits and federal investigations alleging securities fraud “whether fraud played a role in WaMu’s collapse,” and bankruptcy. 

     

    Of course, WaMu was shut down by the FDIC, and Chase was forced to buy their failing loans. Of course, Tila Solutions gets hundreds of calls from homeowners, desperate to stop Chase from foreclosing on their WaMu loans – you know those loans they produced that now has them being investigated for fraud and securities violations (back to issuing loans designed to fail for the benefit of the stock market, are we?)
    
    Today, Chase is servicing all those loans.  Still burning and churning in Chase’s Loan Mod Department – listening to their recording which says, “we will modify your loan for free” while hoping to hear from a customer service rep that you don’t have to fax your tax return for the 20^th time, or fearing that you will hear that since you didn’t, you will now be foreclosed upon.

     

    Or are you one of the more recent statistics – a person who thought they were getting a loan mod (for free) even made all your trial mod payments, and then received your auction date in the mail? They may claim to modify your loan for free – but rest assured they charged YOU several thousand dollars to foreclose on you. 

     

    Why on earth wouldn’t you get Tila Solutions to investigate and negotiate for you? The bank hired a professional to foreclose on you.  

     

     Many homeowners still, to this day, appear to put their faith in the banks – but would they have if our government’s efforts to stop the bank scams had made a much bigger media splash?

    Summing things up then: 

    Can we be so bold as to assume that under the pretense of “working” to modify loans, they are taking homes in record numbers?  Tila sees the rising foreclosure statistics as a strong indication that this is the case.

    Why is there no steady onslaught of media reports on this? How is bilking homeowners out of thousands of dollars in trial mod payments before their homes are foreclosed upon not a scam?  Tila Solutions helps homeowners stop these actions daily.
     
    In an article in the March 4th 2010, Orlando Sentinel, we see that Bank of America carries the lowest scores for loan mods:  “The lender, one of the nation's biggest banks, holds more than a million mortgages that are months behind on their payments — twice as many defaulting home loans as any other lender in the country. But it has given permanent mortgage modifications to only about 1 percent of those borrowers — one of the lowest rates among lenders nationally.”
    
    Unless the home owner stops “listening to what the banks say” and starts reading the lawsuits the banks are passing out like lollipops when you make a deposit, the foreclosures are going to just keep on multiplying.  It is time to stop thinking the bank is going to help you.  It is time to start helping yourself.

    Investigations have resulted in fraud and federal violations being found and addressed – albeit not adequately by our government, but even they cannot ignore them. Thus, one can surmise that when federal violations and fraud are found doors have opened – at any level. 

    Tila Solutions finds these violations, and doors open – no matter how the lenders may wish to deny it.  TILA, RESPA, HOEPA, ECOA and Fraud violations when found in a loan open doors and save homes.
     
    Do yourself a favor and contact Tila Solutions. Take matters into your own hands.  Just remember this:  The bank wants your money and your home.  Get a Forensic Loan Audit and let the people at Tila negotiate new terms for you with the bank.   

    Tila Solutions can be contacted at 1 307 459--0232.  You can find out more about Tila and Forensic Loan Reviews at http://www.tilasolutions.com

     

     

     

    Tags: Tila Solutions, Tila, Tila-now, Loan Mod, Loan Modification, Forensic Loan Audit, Loan forensics, Foreclosure, stop foreclosure, scam, predatory loans

     

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  • 1 week ago
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• How Can I Stop Foreclosure wit How Can I Stop Foreclosure with a Forensic Loan Audit?

  • From: Joseph_Vickers
  • Description:

    When homeowners get turned down by the bank for a loan modification, a forensic loan audit is the essential tool to use in turning that around.  Banks are not and never have been in the business of helping people; they are in the business of making money.  The lender sees no good reason to give you a lower payment just because you are experiencing hard times.  They are only interested in seeing the loan they gave you “perform” – which equates to monthly payment made on time.

    In many cases, when the lender is reviewing your paperwork to see if they will give you a loan mod, calculations will show that they can make more money at less risk if they do not give you a loan modification.  That is usually why you find yourself in foreclosure. The Forensic Loan Review is your most essential tool to show that foreclosure is no longer a money-making option for the bank –imagine if there is fraud – now there’s some risk to the bank!

    A Forensic Loan Review or Forensic Loan Audit, sometimes also called a Mortgage Audit is a complete investigation of the loan that the bank gave you.  The audit is done specifically to find all the Federal Laws that the lender violated.

    Tila Solutions is an Audit Company that investigates loans.  If you have a predatory loan, you will need a Forensic Loan Audit. If you feel that the lenders, withheld information from you, rushed you, mislead you or perhaps gave you a loan that could contain fraud, then you need to get your loan investigated.  It gives you ammunition to stop the bank in their predatory servicing practices.   It helps you get that loan mod you’ve been trying so hard to get.

    As you may recall, when you signed your loan documents you heard or saw reference to TILA, RESPA, HOEPA and ECOA.  Those laws were passed to help prevent you from getting a predatory loan – which is a loan that consumes you financially, and inevitably puts you on the road to foreclosure. These laws  are also supposed to ensure that you understand what you are getting before you sign, and give you a choice to back out.  Tila Solutions Examiners review all these Federal Laws that protect you as a borrower.

    While Tila Examiners are investigating  the loan to see if it complies with federal regulating bodi3s and their guidelines as well as TILA, RESPA, HOEPA, and ECOA they are on the lookout for fraud committed by the banks – and their investigations have shown that the banks are guilty of much fraud over the past decade!

    Remember this:  A performing loan is a loan that has a monthly payment coming in on time every single month.  The lender loves that  nice profit with hardly any risk.  This is all they want, and you will be their valued customer if you do it.  If you are not going to give them their money, then the bank will calculate the risk of modifying your loan against other methods of making money.  And you will no longer be a valued customer to them!

    And that is why you need to get Tila Solutions to perform a forensic loan audit for you.  The bank loses much of its firepower against you and no longer has the ability to travel down other money-making avenues if the loan contains federal violations or fraud.  Tila Examiners will methodically go through your loan sometimes producing a report numbering in the 40-page range.

    Sadly, some people have been told that a Forensic Loan Review will do them no good!  This is absolutely false.  Once the Forensic Loan Review is done, something effective must be done with it. Because lenders, who often act like they can operate above the law, will tell homeowners it means nothing and that the homeowner just wasted his money!  That is why Tila Solutions offers a free service to help negotiate on your behalf once his investigation is completed.  The Lenders push borrowers around and mislead them all the time.  Borrowers have to remember that it was these people who lied to him in the beginning, and it is these people who are still lying to him today.  Tila Solutions Negotiators work on behalf of the homeowner to make sure that you get your loan modification.

    There is a homeowner hotline at Tila Solutions that you can call.  Their consultants will interview you and help you identify whether or not you have a need to get your loan investigated because of the possibility that you have predatory loan. They can help you determine if your loan is in need of a Forensic Loan Audit.

    If you have been turned down for a loan mod then contact a Tila Consultant. If you are nearing or are in foreclosure, a Tila Consultant can help.  They can also help people who are current on their loans or those with investment properties.  A Forensic Loan Audit helps with commercial loans as well.

     

    You can call a Tila Solutions Consultant at    1 - 3 0 7 -- 4 5 9 --- 0 2 3 2 . 

     

    Visit     http://www.tilasolutions.com/     to learn more about a Forensic Loan Review and to learn how to take advantage of the free negotiation service offered by Tila Solutions.  The Tila Solution website is loaded with information and solutions.

     

     

    Tags: foreclosure, forensic-loan-audit, loan mod, loan modification, foreclose, foreclosure, Goldman Sachs, Tila Solutions, Tila, loan, audit, fraud, forensic loan audit, forensic audit, subprime, mortgage, predatory loan, mortgage fraud, Loan modificationinformation, short sale, 2 stop foreclosure

     

     

     

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• Rosenthal Fair Debt Collection Rosenthal Fair Debt Collection Practice Act

  • From: jenniparra
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